💳 Payment Policy

💰 1. Payment Methods

We accept the following payment methods:

• 💳 Credit Cards (Visa, MasterCard, American Express)
• 🏦 Debit Cards

💵 2. Pricing

• All prices are listed in USD unless otherwise specified
• Prices are subject to change with prior notice
• Any price changes will not affect existing subscriptions until the next renewal
• All applicable taxes will be calculated at checkout

🔄 3. Billing Cycles

Our billing operates on the following cycles:

• Monthly subscriptions are billed every 30 days
• Billing dates are based on the subscription start date
• You will receive a reminder email 7 days before renewal

↩️ 4. Refund Policy

• Refund requests must be submitted within 14 days of purchase
• Refunds will be processed using the original payment method
• Processing time for refunds: 5-10 business days
• Partial refunds may be offered for unused service periods

⚠️ 5. Failed Payments

In case of failed payments:

• We will attempt to process the payment 3 times
• You will receive email notifications after each failed attempt
• Service may be suspended after 3 failed attempts
• A late payment fee may apply for overdue payments

🛡️ 6. Security

• All payment information is encrypted using industry-standard protocols
• We do not store complete credit card information
• All transactions are processed through secure payment gateways
• Regular security audits are conducted on our payment systems

🔚 7. Cancellation

• You can cancel your subscription at any time
• Cancellation will take effect at the end of the current billing period
• No partial refunds for unused periods after cancellation
• Access to services continues until the end of the paid period

📞 8. Support

For payment-related inquiries:

• 📧 Email: [email protected]
• ⏰ Response time: Within 24 hours
• 🌐 Available: Monday to Friday, 9 AM - 5 PM IST